Traditional Group Plans

The starting point for any group insurance plan is with a standard or traditional group plan structure. These type of plans are familiar to most employers and employees and include the following benefits:

• Group Life Insurance
• AD&D or ASI
• Dependent Life Insurance
• Short Term/Long Term Disability
• Extended Health Care
• Dental Care

Based on feedback we receive from you and your employees, we offer recommendations in terms of which benefits to include in your package. As well, the benefits and plan maximums within each benefit are tailor made to meet the needs of your employees while coming in at a budget you are comfortable with.

In addition, the following benefits can be included in plans as extra enhancements:

• Employee & Family Assistance Programs (EFAP)
• Group Critical Illness
• Disability Case Management

All plans are revisited each year to determine whether the costs are in line with level of benefits being received and to ensure employees' needs are still being met.